Five years ago a book I read defined financial independence as owning your home outright by paying off the mortgage years ahead of schedule. The now-forgotten author counselled eliminating needless expenses, as well as semi-needless expenses such as buying a new wardrobe every season. She even envisioned a near future saving strategy of borrowing new music legally almost free of charge. This now exists through Pandora.com. I find music--lots of it--to be priceless to avoid stress and a host of other problems. Pandora costs $10 a month, let's me access every song I've ever loved and saves me oodless of cash by not needing to buy CDs.
I too have resolved to be "financially independent" in seven years using as many cost-cutting strategies as possible.
A spiritual formula to achieve this is as follows:
1. Have faith in God.
2. The "impossible" is meaningless as far as God is concerned.
3. One responds best to vision if it is "clear, crisp and concise."
4. There is power in prayer. 1
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1 "Southern Tidings" p. 25. November 2010
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